In 2023, the UK’s automotive market is experiencing a rapid evolution, with an increase in the use of Personal Contract Purchase (PCP) arrangements. PCP finance allows customers to choose what to do with their car at the end of the contract, with the flexibility to return, keep or part-exchange. Here, we present the top five PCP cars in the UK for 2023 based on popularity and value for money.

5 Most Popular PCP Cars

1. Tesla Model 3: The Tesla Model 3 has topped the list as the most sought-after PCP car in the UK in 2023, continuing the trend from previous years. With its all-electric powertrain and top-notch tech features like Autopilot, the Model 3 offers a sustainable and high-tech solution to everyday driving. Moreover, its impressive range and performance make it a desirable car for most drivers. Tesla’s strong residual values mean that monthly payments on a PCP deal can be surprisingly affordable, contributing to its popularity. 
2. Ford Fiesta: A staple on British roads for decades, the Ford Fiesta retains its strong position in the PCP market, demonstrating consistent demand. Known for its reliability, affordability, and driving pleasure, the Fiesta appeals to drivers of all ages. In 2023, the introduction of mild-hybrid technology to the range has made the Fiesta even more economical to run, thus making it an attractive choice for PCP buyers. If you’re looking for a Ford Fiesta, you’d better be quick; after 47 years of production, Ford has stopped producing one of the most loved cars in British history. Sad times. Here at JDR Automotive, we wonder what they’ve got in the pipeline as a replacement for the timeless Ford Fiesta. 
3. Volkswagen ID.3: Another electric vehicle on the list, the Volkswagen ID.3, has captured the interest of British consumers with its high-quality interior, spacious cabin, and competent driving range. The ID.3 presents a practical and accessible entry point into EV ownership, with competitive PCP deals making it a popular choice for environmentally-conscious motorists. 
4. BMW 3 Series: For those searching for a premium saloon, the BMW 3 Series remains a top choice under PCP arrangements in 2023. With its blend of luxury, performance, and advanced technology, the 3 Series continues to impress. Furthermore, BMW’s solid residual values help to keep PCP monthly costs manageable, drawing a significant portion of the market towards it. 
5. Nissan Qashqai: As the pioneer of the crossover trend, the Nissan Qashqai holds its ground in the UK’s top 5 PCP cars. Its winning points are the model’s high driving position, comfortable interior, and economical engines. The 2023 Qashqai offers a range of powertrains, including a mild-hybrid and e-Power series hybrid option, making it a versatile choice that appeals to a broad spectrum of buyers.

Summary

These five cars reflect the evolving preferences of the British motoring public. As we can see, there’s a clear trend towards electric and hybrid vehicles, with the Tesla Model 3 and Volkswagen ID.3 leading the charge. Meanwhile, traditional favourites like the Ford Fiesta, BMW 3 Series, and Nissan Qashqai continue to hold their own, proving that PCP remains a flexible and popular finance option for a wide range of cars in the UK.

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